Workers Compensation

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Pinnacol Safety Group Program

Associated General Contractors (AGC), Commercial Contractors Association (CCA) and our HBA safety group program brings together groups of businesses with common risks that are committed to maintaining and enhancing industry-leading safety and claims management practices. If you qualify for the program, you receive access to resources and assistance for establishing safe working conditions.

Members' premium is based on their organization's individual claims history. No member will pay more for participating in a safety group program than they would as a  non-participant, and you earn additional savings on your workers' compensation costs with an up-front discount.

There is also the potential to receive a safety group program dividend. A dividend is a portion of premium return to a policyholder based on the safety record of the safety group program's members.

 Savings
  • A four (4) percent discount on  your workers' compensation premium
  • Eligibility for a safety group program dividend
  • Improved risk management and loss control

Support
  • Safety group program training and materials
  • Risk management training - available online and in locations across the state
  • Individualized service from a Pinnacol customer-focused service team

Requirements
  • Have been in business for at least three years
  • Maintain a minimum loss ratio established by the safety group program
  • Comply with the safety group program's training requirements
  • Maintain effective  hiring, safety and claims management programs
  • Demonstrate management commitment to maintaining and enhancing a safe workplace
  • Implement a return-to-work program
  • Designate and use Pinnacol SelectNet providers  - rural exception for physical locations without a SelectNet provider within 30 miles​​
For more information, contact one of the following HBA Member companies or ​click the button below.
CB Insurance                            Steve Schneider                  719-228-1095           Email
CoWest Insurance                   John Lewis                           719-473-0442           Email 
Schaefer Agency                      John Schaefer                     719-633-2641            Email
Hub International Insurance   Gian Baldrica                       719-884-0700            Email
Six & Geving Insurance            Joe Doyle                           719-590-9990             Email