What monetary savings can you expect?

These tangible benefits are available to all HBA Members.
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HEALTH INSURANCE FROM CONTRACTORS HEALTH TRUST
​​The Contractors Health Trust offers comprehensive benefit programs that include medical, dental, hearing, vision, life, and accidental death & dismemberment benefits. ​ 
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​The CHT benefit programs are specifically customized to meet the unique demands of the construction industry. Contractors Health Trust was Created for Contractors, Designed by Contractors and Managed by Contractors.

Health insurance carriers in Colorado have submitted requests to increase individual market premiums by an average of 27%. (Read a related article in The Denver Post.) Fortunately for members, the Contractors Health Trust increase is only 4.9%, which could save you thousands of dollars on health insurance.  Learn More
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PEER COUNSELING TO HELP FIGHT DRUG & ALCOHOL ADDICTION
To help fight one of the main issues affecting the home building industry, the HBA has partnered with an organization called Face It TOGETHER. This is a new benefit that is intended to be used to bring about overall wellness.  Although Face It TOGETHER - also known as FIT - is new to Colorado, they’ve been in Sioux Falls, SD for over 10 years. They do peer-based coaching with a focus on the person with the disease of addiction as well as their loved ones.

HBA member companies, their employees, and loved ones are covered by this benefit. That means if you have a brother in TX that is struggling with addiction, he can call FIT as well.  They do their coaching via video, phone sessions and in person at their physical location at 636. S. Broadway, Denver, CO. 

Coaching at FIT typically costs $300 - $500 per month, so this is an enormous benefit that HBA is providing to its members at no cost.  It is increasingly difficult to find/retain good workers and trades.  Further it's worse when you have to terminate employment and trade relationships a result of someone testing positive for drug or alcohol. And when you’ve terminated that employee, they may continue to spiral without a paycheck. Face it TOGETHER is a resource that you can use to help that individual fight their addiction, help them strengthen their families, and thereby be an even better employee. We're huge proponents of win-win's at HBA.  Learn More
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WORKERS COMPENSATION SAFETY GROUP
Associated General Contractors (AGC), Commercial Contractors Association (CCA) and our HBA safety group program brings together groups of businesses with common risks that are committed to maintaining and enhancing industry-leading safety and claims management practices. If you qualify for the program, you receive access to resources and assistance for establishing safe working conditions.  

For more information, and to find a point of contact to join, click here. ​

Quick Links

Contractor's Health Trust
Face it TOGETHER
Workers Compensation